Storm damage roofing contractor in Metro Detroit.
Same-week inspections. Thorough documentation your insurance adjuster needs. Licensed in Michigan, fully insured, based in Oakland County.
What is storm damage to a roof?
Storm damage is structural or material deterioration caused by hail, high winds, heavy rain, ice dams, or fallen debris. In Metro Detroit, the most common forms are hail impact that cracks or dents shingles, wind uplift that lifts or removes shingles entirely, and ice dam buildup along roof edges during winter. Left unaddressed, storm damage allows water to infiltrate decking, insulation, and interior framing.
- Hail: Impact craters, granule loss, and cracked shingles that expose underlayment to water.
- Wind: Lifted, torn, or missing shingles — flashing and ridge cap are common failure points.
- Ice dams: Buildup along eave edges forces water under shingles and into the deck.
- Debris: Branches and falling objects that puncture or compress roofing material and decking.
Built for Michigan. Built to last.
Storm damage needs fast, accurate assessment and proper repair — not a patch that fails at the next storm.
Local crew, not a storm chaser
Out-of-state contractors show up after every major storm and disappear just as fast. iSwitch is based in Michigan, does the work ourselves, and is here for follow-up.
Full damage documentation
Wind and hail damage is not always visible from the ground. We document everything: missing shingles, granule loss, flashing lifts, gutters, and fascia.
Insurance claim experience
We know what adjusters look for and how to document damage accurately. We help you get the full scope approved, not just the surface damage the adjuster can photograph.
Correct repairs, not cosmetic fixes
Storm repairs that only address visible damage fail at the next weather event. We fix the underlying water pathway and structural vulnerabilities.
Licensed, insured, and accountable
Every iSwitch crew member is covered. Homeowners are not liable if something happens on the job. And we are still here after the check clears.
Warranty-backed installation
Storm repair work carries the same workmanship warranty as new installs. You are not accepting a lower standard because the repair is insurance-funded.
Storm damage: repair or full replacement?
Damage scope and roof age determine which path makes more sense — and your insurance payout often follows the same logic.
| Factor | Repair | Replacement |
|---|---|---|
| Damage scope | Under 25% of roof | 25% or more, multiple areas |
| Roof age | Under 15 years | 15+ years or near end of lifespan |
| Insurance payout | Partial (damage area only) | Full ACV or RCV |
| Cost range | $500 to $3,000 | $8,000 to $20,000+ |
| Timeline | 1 day or less | 1 day for most residential roofs |
Consider repair when:
- Damage limited to one or two isolated sections
- Roof is under 15 years old
- Surrounding shingles are in sound condition
- Insurance payout covers the repair scope
- No active leaks in multiple areas
Consider replacement when:
- 25% or more of the roof surface is damaged
- Roof is 15+ years old or near end of rated lifespan
- Multiple leak points or widespread granule loss
- Insurance assessment approves full replacement
- Existing shingles no longer available to match
Storm damage types we inspect and repair.
Each damage type requires a different inspection approach and a different scope of repair. We document all of them for your adjuster.
Hail damage
Impact craters, granule loss, and cracked shingles from hail events. Widespread across Oakland, Macomb, and Wayne counties during spring and summer storm seasons.
Wind damage
Missing, lifted, or torn shingles from wind uplift. Flashing and ridge cap are common failure points in high-wind events and severe thunderstorms.
Ice dam damage
Ice buildup along eave edges forces water under shingles and into the roof deck. Common in Metro Detroit winters, especially on low-pitch roofs with inadequate attic insulation.
Debris impact
Branch or tree contact that punctures, displaces, or compresses roofing material. Debris impact can damage underlying decking even when surface shingles appear intact.
Water intrusion
Secondary damage from compromised flashing, open valleys, or failed underlayment. Often invisible from ground level and requires an on-roof inspection to document for insurance.
What to expect from iSwitch Roofs.
Free siding inspection
We evaluate your current siding condition, check for moisture intrusion, and discuss your goals for the upgrade. No pressure, no obligation.
Options and quote
Premium and best-value choices, explained clearly. Itemized pricing with no confusing add-ons. Financing options available if needed.
Professional installation
Protected work areas, correct flashing details, and a clean installation from every panel to every corner. Most projects completed in one to three days.
Final walkthrough and support
We inspect every panel for fit and seal, leave your property clean, and hand over documentation. Support available after install if anything comes up.
WHY ISWITCH ROOFS
Built on local reputation, not storm-chasing.
Locally owned and operated in Oakland County. We will be here for the next call.
50-Year Material & Workmanship Warranty
Every repair and replacement is backed by a 50-year material and workmanship warranty. Your investment is fully protected.
Michigan licensed and insured
iSwitch Roofs carries full Michigan residential builder licensing and comprehensive liability insurance. No shortcuts, no liability gaps.
Insurance claim experience
We have worked alongside hundreds of insurance adjusters across Metro Detroit. Our documentation is built to meet adjuster requirements and move claims forward.
Same-week scheduling
We prioritize storm damage calls and schedule inspections within one business week, even during peak storm season.
FREQUENTLY ASKED QUESTIONS
Storm damage questions, answered.
Does homeowners insurance cover storm damage to my roof?
Most standard homeowners policies cover sudden storm damage from hail, wind, and ice. Coverage depends on your policy deductible, dwelling provisions, and any age-based exclusions. A documented inspection gives your adjuster a complete picture of the damage.
How long do I have to file a storm damage claim in Michigan?
Most carriers require a claim within one year of the storm event, though some impose shorter windows. File as soon as possible. Damage that expands from delay can reduce your settlement or complicate the claim.
What does a storm damage inspection involve?
We photograph and measure all damage areas, inspect flashing and valleys, check for granule loss and shingle displacement, and provide a written scope of work. The inspection is free and typically takes 45 to 90 minutes.
Will my insurance rates go up if I file a storm claim?
Weather-related claims in Michigan are generally not counted against your claims history the same way an at-fault event would be. Confirm with your carrier before filing, as policy terms vary.
How quickly can iSwitch schedule after a major storm?
We prioritize storm response and schedule inspections within one business week in most cases, even during peak claim periods following a widespread storm event.
Can I repair storm damage myself?
Temporary tarping is appropriate for emergency waterproofing. Permanent repairs require licensed contractors in Michigan. Unpermitted work can complicate or reduce insurance claim payments.
What is the difference between hail damage and normal wear?
Hail impact leaves round, randomly distributed craters with granule loss across the surface. Normal wear shows gradual, uniform degradation at valleys and ridges with no impact marks. A professional inspection is the most reliable way to distinguish the two for insurance documentation.
SERVICE AREA
Serving Southeast Michigan.
iSwitch Roofs responds to storm damage across Oakland, Macomb, Wayne, and Livingston counties. Call (248) 997-5929 to confirm service in your area.
Troy · Auburn Hills · Bloomfield Hills · Birmingham · Clarkston · Waterford · Lake Orion · Rochester · Pontiac · Royal Oak · Warren · Sterling Heights · Shelby Township · Utica · Farmington Hills · Novi · Livonia · Canton · Dearborn · Howell · Brighton · Milford · White Lake · Wixom · Walled Lake
Storm damage on your roof?
Inspections available this week. Free estimate, no obligation. Call or submit the form.